BHIM Aadhaar Payment App, How does it work?

BHIM Aadhaar Payment App, How does it work?, Download Aadhar Pay App: Prime Minister Narendra Modi launched BHIM Aadhaar Pay app on today. Now pay at shops using your fingerprint.  Aadhar Payment apk is

Raju Choudhary

BHIM Aadhaar Payment App

BHIM Aadhaar Payment App, How does it work?, Download Aadhar Pay App: Prime Minister Narendra Modi launched BHIM Aadhaar Pay app on today. Now pay at shops using your fingerprint.  Aadhar Payment apk is a biometric-based payment system that will make paying with the help of thumb impression a reality, in Nagpur today. BHIM Aadhaar Payment App Platform: PM Narendra Modi’s Launched BHIM Aadhaar platform App, Check how Aadhar Payment app works.

Prime Minister Narendra Modi launched the BHIM Aadhar App platform. BHIM Aadhaar Payment App is a biometric-based payment system and a game changer app for future payments. BHIM Aadhaar Pay app will allow customers to make payments through the fingerprint scanner, by authenticating the biometric details of a user with the Aadhaar database, Now customers can make payment without debit, credit card. The BHIM Aadhaar pay app is developed only for merchants and makes use of two major platforms developed by the government – Aadhaar Enabled Payment System (AEPS) for authentication and Aadhaar Payment Bridge (APB) that acts as a repository.

भीम ऐप से युवाओं को पैसा कमाने का मौका

  • मोदी ने कहा, “युवा छुट्टियों में काम करना चाहते हैं। ऐसे युवाओं के लिए मेरे पास योजना है। अगर आप भीम ऐप के बारे में किसी दुकानदार, नागरिक, व्यवसायी को समझाएंगे। उसके मोबाइल पर ऐप डाउनलोड करेंगे और वो तीन ट्रांजैक्शन करेगा। एक आदमी को जोड़ने पर आपको 10 रुपए खाते में जमा हो जाएंगे।”
  • “अगर दिन में 20 लोगों को जोड़ा तो शाम को 200 रुपए आ जाएंगे। जो व्यापारी अपनी दुकान पर भीम ऐप को लागू करेगा, उसके खाते में 25 रुपए आएंगे। ये योजना 14 अक्टूबर तक चलेगी। 6 महीने हमारे पास हैं, हर नौजवान 10-15 हजार आराम से कमा सकता है।”

ऐसे काम करेगा आधार पे ऐप

आधार पे ऐप मर्चेट के लिए है। मर्चेंट को आधार पे ऐप अपने स्‍मार्टफोन पर डाउनलोड करना होगा। इसके बाद उसे ऐप को अपने बैंक अकाउंट से कनेक्‍ट कर फोन को बॉयोमैट्रिक स्‍कैम मशीन से लिंक करना होगा। पेमेंट करने के लिए कस्‍टमर को बस अपना अंगूठा लगाना होगा। हालांकि इसके लिए जरूरी है कि कस्‍टमर का बैंक अकाउंट आधार से लिंक हो।

BHIM Aadhaar Payment App

BHIM, also known as Bharat Interface for Money, was launched by Prime Minister Narendra Modi three months ago to provide a tool that can be a one-stop solution for all digital payments.

The BHIM Aadhaar Payment app is available on both Android Play Store and iOS Store. But For using this app the merchants will need to keep a biometric sensor connected to the smartphone for authentication; apart from signing in to the app after a KYC. PM Modi has also announced incentives for merchants deploying this new system. To start with there will be no extra charges levied on the payment, as with other digital payment modes like Debit cards, Credit cards or e-wallets. Then, the Merchants Discount Rate or MDR that is paid to the bank by the merchant will also be waived off.

How to download BHIM Aadhar Pay app?

Merchants would just need to download the BHIM Aadhaar Payment App from play store and connect their smartphones to the biometric scan machine to accept the payments from customers. The merchants would also be required to connect their bank accounts and register themselves on the app.

The application can be downloaded from the Google Play Store by searching for ‘Aadhar Pay’ and clicking the download link.

How it works?

Merchants would be required to download the BHIM Aadhaar Payment App on their android smartphone connected to a biometric reader. The biometric reader is currently available for just Rs 2000. If a customer wants to make a payment, then he/she just need to enter his Aadhar Number in the app and select the bank from which the payment is to be made and use the biometric scan as the password for the transaction.

Upon entering the Aadhar Number, the app will automatically fetch the bank accounts linked with your Aadhar number, then the customer can make the selection of bank for payment as per his/her choice

Free transactions

Since transaction charges discourage the adoption of digital payments, especially in small towns and rural India, the  BHIM Aadhaar Payment App will levy no transaction fee on the merchant or the customer, unlike the card-based digital payments.

A secure app

According to the Niti Aayog, the  BHIM Aadhaar Payment App is a safe app that uses two main platform Aadhaar Payment Bridge (APB) and Aadhaar Enabled Payment System (AEPS). APB will act as repository between the banks and the customers to provide a smooth flow of transactions, while AEPS will help in authenticating the online process.

Incentives scheme

Aadhaar Pay comes with incentives for merchants and customers-cash back and referral bonus. Under the referral bonus scheme, both the existing user who refers BHIM and the new user who adopts BHIM would get a cash bonus credited directly to their account. Under the cashback scheme, the merchants will get a cashback on every transaction using BHIM. The government has an outlay of Rs 495 crore for the scheme which will run till October 14.

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